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Employee Benefits encompass various non-wage compensations provided to employees, including health insurance, retirement plans, and paid time off.

Under 65 refers to individuals who are not yet eligible for Medicare and may need to obtain private health insurance coverage through employer-sponsored plans or individual marketplaces.

Medicare is a federal health insurance program primarily for individuals aged 65 and older, providing coverage for hospital care, medical services, and prescription drugs.

About Us

Providing Coverage for Over 20 years

Established in 1990, Broker's Source of North Carolina, Inc. is a premier insurance and risk management firm. We focus on client education, tailored policy recommendations, and understanding their needs. Through detailed analysis of client goals, we build lasting relationships based on exceptional service.

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Rickey Gooch

Great office staff and very good service.
Tim Grismer is an excellent broker and quintessential professional. His knowledge and expertise have been instrumental in providing us with the best possible healthcare coverage in the ever-changing market of these times. He has given us such a sense of peace and comfort in the anxious landscape that drove us to his door.

Pastor David

Tim Grismer is an excellent broker and quintessential professional. His knowledge and expertise have been instrumental in providing us with the best possible healthcare coverage in the ever-changing market of these times. He has given us such a sense of peace and comfort in the anxious landscape that drove us to his door.

Kari Smith

Tim Grismer with Brokers Source of NC has been wonderful. He has helped my family when we needed coverage with the Healthcare Marketplace, and then again when my husband became eligible for Medicare. He spent time listening to our healthcare needs and found just the right plans for us, at prices we could afford. I highly recommend their services. Thanks, Tim!

Dr Louis Kerr

It has been a pleasure working with Mr. Grisham, or in the time that I have known him. And honest man helping people navigate the intricacies of our federal government plans.

Chris Kane

Tim has done a great job helping insure my family and myself.

D Chaus

I have been working with Broker Source for a long time. Tim has done an excellent job helping my parents with their individual BCBS Supplements and their Vision care. Tim is very knowledgeable with the products, I can shoot him a quick email and he get back to me quickly with what I need.

Jeff W

Mr Grismer was very professional and always helpful. He took the time to answer all of my questions thoroughly and completely. He is very knowledgeable of all aspects of the health insurance industry. I highly recommend contacting him if you need any questions answered or if you need assistance with choosing the right health insurance to fit your needs.

MoBetter Blue

As an independent contractor, I'm responsible for my own everything, including medical insurance. I love having someone else do the hard work to find the best plan for me. Tim is diligent, thorough, and prompt in research and communication. Highly recommended!

Lindsey Elsey

Tim has been really great- he has taken care of me for years and I really recommend this service if you are in need of marketplace insurance.

Miles

Tim is absolutely wonderful. We have worked with him for years. He makes it so easy for our family to have affordable and the best insurance plans possible for each of our family members. He responds quickly and professionally to all my questions and concerns throughout the year. He’s not just “selling” insurance he’s providing a lifetime commitment to our family. We are so grateful for him!! Thank you so much The Medlin Family

Benita Sanders

Tim G. Is the BEST. He is always, respectful, helpful, accessible, kind, and highly knowledgeable about insurance. He has been a tremendous help to me. Please give him: Two snaps in the air, around the world, and a pat on the back. Thank you for your dedication and patience. Iris Benita Sanders

Jeff Averill

They are very professional, responsive and always looking for new ideas and products to save me money and make my business more successful.

Dennis Howren

Tim Grismer does a fantastic job. Takes his time and explains everything. Easy to work with and easy to get in touch with. He saved our company thousands of dollars. Thousands! Don't hesitate, give him a call. Dennis Howren Howren Music Co.

Sang Ho Lee

I always appreciate friendly and professional services from Broker's Source of NC, Inc. They are very caring and informative! I really enjoy working with Tim and his team.

Jeanne Whalen

The representative was very attentive to my challenges and kept in touch until issues were resolved. He promptly returned calls and and was very informative and reassuring

Karen F

Hi A few years back I was looking for information on medical insurance for myself and my daughter. A friend gave me someone that was based in SC who told me that I needed to speak with someone in NC. Who then in turn mentioned Brokers Source of NC and gave me Jim Moody's info. I can't begin to tell you how helpful & informative he was. Also was very patience with me due to ALL the questions that I had. I needed some document for tax purposes, and he was able to email it to me ASAP. If anyone ever needed any help with insurance, I would feel a sense of comfort knowing that if I gave them Jim Moody's information, they would be well taken care of.

Marc Shlaes

Tim is a pleasure to work with. Frankly, I dreaded the process of wading through plans and choosing alternatives. Tim has great people skills and made the process as painless as it can be. Well done.

Rickey Gooch

Great office staff and very good service.

Pastor David

Tim Grismer is an excellent broker and quintessential professional. His knowledge and expertise have been instrumental in providing us with the best possible healthcare coverage in the ever-changing market of these times. He has given us such a sense of peace and comfort in the anxious landscape that drove us to his door.
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Industry Insights

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By Tim Grismer September 11, 2024
Maintaining a healthy diet while traveling can be challenging, but with a little planning and mindfulness, you can enjoy your vacation without straying too far from your nutrition goals. In a recent blog post by Blue Cross Blue Shield of North Carolina, tips for staying on track while enjoying some vacation treats are highlighted. Here are some key takeaways: Plan ahead: Consider your travel logistics and what meal prep tools (like a mini-fridge or microwave) might be available. Bring healthy snacks: Opt for non-perishable options like nuts, dried fruit, or granola bars, and perishable snacks like yogurt and hummus if you have a cooler. Start the day right: A balanced breakfast with whole grains, protein, and fruit can keep you energized and satisfied. Stay flexible: Don’t worry about sticking strictly to your usual routine. Indulge in a few treats, but be mindful of which ones matter most to you. For more detailed tips and advice on eating healthy during your travels, read the full blog.
By Tim Grismer July 1, 2024
North Carolina, especially the Piedmont region, is known for its high pollen levels, making it a challenging place for allergy sufferers. Raleigh ranks ninth on the list of the “Top 10 Most Challenging Places to Live with Seasonal Allergies,” according to the Asthma and Allergy Foundation of America. For those who dread the arrival of spring due to pollen, this guide will help you manage and reduce your allergy symptoms effectively. Understanding the Pollen Problem Pollen allergies affect about 40% of the population, with symptoms that can be particularly severe for individuals with respiratory issues like asthma. The issue is compounded by the fact that pollen seasons are becoming longer and more intense, according to research from the Proceedings of the National Academy of Sciences of the United States of America. This trend means allergy sufferers in North Carolina are experiencing prolonged exposure to pollen each year. Steps to Reduce Exposure to Pollen While you can't completely avoid pollen, you can take steps to reduce your exposure and manage your symptoms: Stay Indoors on High Pollen Days: On dry, windy days when pollen counts are high, try to stay indoors as much as possible. The best time to go outside is after a good rain, which helps clear pollen from the air. Avoid Yard Work That Stirs Up Pollen: Activities like lawn mowing, weed pulling, and other gardening chores can kick up pollen. Consider wearing a mask or delegating these tasks to someone else if you are highly sensitive to pollen. Change Clothes and Shower After Being Outdoors: Pollen can stick to your clothes and skin. Remove your outdoor clothes and shower to rinse off pollen when you come inside. Keep Laundry Indoors: Hanging laundry outside can result in pollen sticking to your clothes and linens. Use a dryer or indoor drying rack instead. Wear a Face Mask Outdoors: If you need to be outside for extended periods, wearing a face mask can help reduce the amount of pollen you inhale. Finding Care and Managing Symptoms If you are struggling with pollen allergies, finding the right care is crucial. Here are some steps you can take: Consult an Allergist: An allergist can help you identify your specific allergens and recommend treatments such as antihistamines, nasal sprays, or allergy shots. Use tools like the "Find Care" feature from your health insurance provider to locate an allergist near you. Check Your Health Plan Benefits: If you are a Blue Cross NC member, review your Benefit Booklet in Blue Connect to see what services are available. Many plans cover allergy treatments and medications. Consider Telehealth Options: Virtual visits with healthcare providers can be a convenient way to manage your allergies without having to leave home. Use a Health Savings Account (HSA): If your plan includes an HSA, you can use it to cover the cost of over-the-counter or prescription allergy medications. Contact Brokers Source of NC Inc. Managing allergies can be challenging, but with the right strategies and support, you can reclaim your time outdoors and enjoy the beauty of North Carolina. For more information or assistance with finding the right care for your allergies, contact Brokers Source of NC Inc. We're here to help you navigate your health insurance options and connect you with the resources you need to manage your allergies effectively. Take control of your health and reduce your allergy symptoms with the help of Brokers Source of NC Inc. Reach out to us today for personalized assistance and support.
May 2, 2024
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